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Guide to the Best Slots Site Payment Options for US Players
The range of payment methods in the New Jersey and Pennsylvania slots sector is huge. US players are not only going to be able to enjoy this extensive range but also be safe in the knowledge that they come as part of a safe payment processing US license.
With a vast choice come several decisions that the player needs to make. It’s important to choose the payment method that is best going to suit you and that’s not always as straightforward as it may seem.
It’s worth noting that, whilst slot sites often share the same payment methods, how they work might be different from slot site to slot site. A good example of this will be the minimum and maximum deposits and withdrawals you can make.
In this article, we’re not only going to be looking at which payment methods you can choose from, but also how they work and what to look out for in terms of T’s and C’s. If you're a fan of playing real money slots then keep scrolling for all the info you will need on the various banking systems.
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Tips For Beginners
- Accepted banking methods in an online slot site are usually displayed as a series of icons at the bottom of the homepage.
- If you’re completely new to the scene, try out different online slot sites banking methods. You can rely on our reviews to learn about the differences between payment options.
- Remember that every casino will have its own unique range of banking options. Check these first before committing to playing in the slot site for some time.
- You’ll need to provide a photo ID such as a passport or driving license when you sign up or make your first deposit or withdrawal.
- You'll need to verify your current address by supplying bank statements, utility bills etc. no older than three months.
- The slots site will check your details to ensure that everything is above board. Lo and behold, you can then start using the online casino payment method without restriction.
Meet Our Payment Provider Expert
Jim Tomlin
Jim Tomlin
With more than 20 years of experience in online gaming and sports journalism, Jim has keenly tested, played and reviewed a multitude of slot games, looking for characteristics that differentiate them in terms of themes, features and jackpots before they reach the market.
Read MoreInterests: Slot games,Slot casinos,Slot news
How We Rate And Review Payment Options For Slot Deposits
If you’re familiar with any of our extensive range of reviews on SlotSource, then you will know that we take the utmost care and attention with each that we make. Our process and drive to make the best does not change when it comes to rating payment options for slots and, like other reviews, we have a dedicated team in place to work through these reviews.
Once we’ve established which payment methods are accepted for slot site deposits, we then move on to the testing phase. For this we look at the minimum we can deposit and then the minimum we can withdraw. For each, we look at the time taken for these to be processed and then report our findings in our reviews.
It’s worth noting that in this article we will be giving you a general idea of how each payment works. But, for our slot site reviews, we will give a more detailed look at how that payment method works within that casino.
Only once the payments have been processed do we then combine our findings to create our reviews. From this, we can highlight to our readers what works and what doesn’t, with pros and cons coming on the back of that.
Slot Sites Security and Safety
Here, we want to talk about all payment methods reviewed by us on SlotSource are safe to some extent. The safest being credit/debit cards and bank transfers, since they’re connected directly to the bank. However, We are only recommending reputable slot sites to our readers and each of them values their players and takes the necessary steps to ensure that the payment methods they have on offer are safe. When a new slot site hits the market, we do all the due diligence to ensure it's safe for our readers to play at.
Payment Method Categories for Online Slot Sites
Most online slot sites will have several payment methods that you can choose from. These are generally broken up into e-wallets, pre-paid cards, credit/debit cards, cryptocurrency, bank wire and several other sectors.
We can’t say which payment method is right for you as this is going to depend on what you have access to. Some might be limited based on things like location, deposit amounts and access to these methods, so you are going to need to decide for yourself which is best.
What we will do is give you all the information you need on how these works and then what to expect from them. Whilst the payment method categories below are an exhaustive list, it’s not to say that all slot sites will have each of these to choose from. In fact, that will not be the case.
Payment methods can be make or break for slot sites, so make sure that you become accustomed to the payment methods below and then work out which is best for you.
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Paying for Slots with E-Wallets and Prepaid Cards
E-wallets and prepaid cards are not only one of the most popular payment methods to choose from, but they are also some of the most accessible. They’ve allowed players to create a digital space to store their funds, separate from any personal bank account they may have.
The biggest positive of prepaid cards such as Play+ is the speed of transactions. Deposits are instant, and withdrawals can be back into the account within a matter of hours.
One thing that you will need to note with these is any fees attached. These won’t necessarily come from the slots site, but more commonly from the e-wallet or pre-paid card itself. Some do allow you to upgrade accounts to limit or even remove fees, which is worth looking into.
Paypal
PayPal has become super-popular because this E-wallet is not just one of the most common and most popular payment methods in the world, but it’s also one of the best online slot site payments. You can find the best PayPal slots here on Slotsource.
It’s worth noting that PayPal will charge you a fee to withdraw money back to your bank account and possibly also into your PayPal account. This is often a worthy trade-off, however, given that payments are processed incredibly quickly.
Neteller
Neteller was one of the first e-wallets to infiltrate the online casino sector. Again, you’re able to set up a digital bank account. Then, you simply log in to move funds from your account into your Neteller slots site account.
Like PayPal, payments using this method are extremely quick, with withdrawals back to your Neteller account clearing in a matter of hours, not days.
Paysafecard
Paysafecard is a prepaid card that is, again, very popular. The fact that Paysafecard transactions leave no digital footprint when transferring money to an online slot site almost eliminates any threat of fraud.
It works by purchasing these cards at an outlet and then loading the card with cash at that outlet. You then scratch off your unique number and use this with your card to deposit. You can link this to an online account if you wish, doing so allowing you to withdraw back to the same card as well.
Licensing Authorities and Testing Agencies
Pay By Phone for Online Slot Deposits
Whilst Pay By Phone options are a little more limited than most of the other payment methods that we’ve spoken about so far, there are several slot sites that offer this to US slot players.
The process is very simple. All you all need to do is select the Pay By Phone method in the casino, confirm the amount you want to deposit and then confirm your mobile.
Cash will either be taken from your phone bill if you pay monthly or your phone balance if you are on pay-as-you-go. Most phone companies will limit how much you can process in a single payment, so it’s worth finding this out before making a deposit. Some may allow you to increase this limit as well, which might be handy. Services like Boku make this process really easy.
Paying by phone is a great way to deposit whilst on the go. It could be handy for times when you don’t have access to bank cards or accounts, allowing you to take advantage of a pre-paid service in the form of your mobile bill.
A key point that you will need to note is that you can only deposit by phone and not withdraw. To get money out of your account you will need to set up an alternative payment method such as a bank card or an e-wallet.
Credit and Debit Cards as a Payment for Slot Play
Credit and debit cards are the most common way for US slot players to get money in and out of their slots site accounts. It’s a payment method that most US residents have, so it makes sense that a lot of players would be looking to use these.
One of the main reasons why people use a credit or debit card is the security that comes with it. If something went wrong, then most banks would be on hand to either settle a dispute or protect an account from fraudulent activity. Credit cards in particular are covered by insurance, so getting refunds from this is incredibly easy.
They are also the method that comes with the lowest fees, for the most part, at least. The majority of slot sites will not charge you anything for depositing or withdrawing using either of these methods, which is good.
The trade-off is that with credit card slots, withdrawals can take their sweet time to get back to your bank. This can be anywhere from 1 to 5 working days in some cases, which is a lot longer than e-wallets for example.
Visa
A brand that needs little introduction, Visa is probably the most popular payment method of Orosj-based players. Most of us have a Visa of some kind and use it daily. Around 99% of US-facing online slot sites will offer Visa as a dedicated payment method.
With these cards, you’re likely not going to have any fees to pay, with deposits being instantly processed and withdrawals usually taking around 3 working days, but this can range. We’ve noticed that a lot of sites are processing these much faster, with funds being paid back into accounts within 24 hours.
Visa Electron
Visa Electron is a member of the Visa family and works in a similar way to a normal Visa card. The main difference is that these cards will only allow you to bank with funds in your account. They do not have any overdraft process and if there isn’t enough cash in the account to conduct the payment, then it will not process.
These payment methods are generally accepted in most online slot sites but are a little more limited than a standard Visa card.
Mastercard
Another hugely popular payment method is Mastercard, which is one of the most recognizable brands in the world. Credit cards and debit cards supplied by Mastercard are accepted by the majority of online slot sites in the US.
Maestro
Maestro is a part of Mastercard and takes up the majority of their debit card payment methods. It works in the same way that a Visa debit card would, allowing you to load funds into your account quickly and without fuss.
It’s a card that is not as accessible as Visa though, so you may need to work a little harder to find a slots site that accepts these.
Bank Transfer as a Safe Way To Pay for Slots
Using a bank transfer as a method to deposit to online slot sites has become increasingly popular. The safety and security that comes with using your bank account as a direct means of depositing are enticing to players, and although they are generally a longer wait for your funds to appear, you know you're money is in good hands as it's your bank who directly deposit the funds for you.
Bank Wire
Depositing to an online slots site via a bank wire is a simple process that involves moving funds directly from your bank account to the casino's bank account via your account details. Slots site players often prefer this method due to the added security offered by banks to ensure your money is safe. Usually, you will need to leave a reference on the transfer so the online slots site knows the money is for your online account, so make sure you enter the correct details.
Instant Wire Transfer
This method is growing rapidly in popularity. Online slot sites players can go into any one of thousands of participating shops and deposit funds directly into their slots site account, but only in person and with cash. This option might be limited depending on where you live, but it's an attractive option for those who want to keep their gambling funds and bank account as separate entities.
Cryptocurrency as an Option to Pay for Slots in the US
Cryptocurrency is one of the biggest trending buzzwords in the world right now. It’s starting to gain real traction over the last few years and we’re starting to see this offered as a payment type with a lot of online slot sites.
As it becomes more accessible and a little more mainstream, we wouldn’t be surprised to see this become more accessible for US casino players in the not-too-distant future.
In terms of crypto choices, the main ones that of Bitcoin, Litecoin and Ethereum. One of the issues right now is that the currencies are having huge fluctuations meaning that in just a matter of days, they can be up or down massively.
Other Online Slot Payment Methods
eCheck
- Instadebit
eCheck allows players to create a check and process this online. Instead of getting a chequebook and sending them off, they are processed electronically.
Due to the manual approval needed for these, they are generally accompanied by a fee. They can also take up to 21 days to be processed, plus any processing time for it to be credited to your bank.
Cash Payments Offline
- PayNearMe
- UKash
There are several options to pay with cash and then fund your online account that way. You can use shops that accept products like PayNearMe and UKash to do this.
All you need to do is go to the store with the reference number for the slots site account you want to pay into, use your account ID as your payment reference number, and then pay the cash to the cashier. They will then make the transaction to the casino account and your account will be loaded.
Wire Transfer
- Western Union
Western Union allows you to deposit in several ways, including in-person, online, and over the phone. With each, you will have a unique account ID that you can either load up using your card or you can make a one-off payment to the casino via your card and Western Union account.
With this, there is no need to have any personal information or documents online and instead, it’s all linked up electronically. You may be required to pay additional fees for this service and not all slot sites will allow you to withdraw back to this account.
Payment Safety and Security at Online Slots Sites
One of the things that we pride ourselves on at Slot Source is being able to bring you the best online slots from the most reputable casinos in the world. A major part of becoming the “best” is being able to offer a safe and secure payment process for players.
We test these slot sites to the max and then include this information in our reviews. Everything from deposit times, charges, withdrawal times, limits, and verification processes are all covered. Only when all these boxes have been ticked are we able to give them the thumbs up or the thumbs down.
As a general rule, you’re always going to be safest using credit or debit cards. The reason behind this is that they’re connected directly to a bank, so you'll always have someone to fall back to. PayPal can fall into this category now as well and they work incredibly hard to protect any payments both in and out.
Depositing at Online Slot Sites
Depositing is a process that, for most payment methods, will be an instant credit to your account. Once you’ve chosen your method of choice, you then simply need to enter your details and away you go.
One key thing that you need to note with payment methods is that not all are going to be able to claim things like welcome offers and bonuses. E-wallets such as Neteller and Skrill are almost always prohibited from doing so as it’s easy to create multiple accounts and for them not to be tracked.
Withdrawing Funds from Online Slot Sites
Withdrawals are a little less straightforward and they can take quite a bit longer to process than a deposit. One of the first things that you will need for a withdrawal is a verified account. You may also need this to deposit depending on which slots site you are using.
Verification is a process that requires you to confirm your ID and your address. You can do so by sending in documents like passports, bank statements, driver's licenses, and other official documents.
E-wallets are almost always the quickest way to get money out of the casino. Usually, these are processed within 24 hours and some are even instant. The likes of Neteller, Skrill, and PayPal are the most popular e-wallets.
Visa and Mastercard are about as safe a payment process as you can get, but they do take a little time for withdrawals. For these, you’re looking from 1 to 5 working days.
Large payments will need to use a bank wire to move money about. This can take longer still and up to 21 days, plus fees. However, it’s the only way that most slot sites will process large payments due to limits on bank cards and accounts.
Finally, not all payment methods will allow you to withdraw back. Pay by phone is a common one that allows you to easily deposit, but to get money out, you will need to add another account.
Slots Deposit & Payment Methods FAQs
What is the quickest way to cash out my slot winnings?
E-wallets are almost always the quickest way to withdraw slot winnings. Withdrawals are usually processed within 24 hours, although this may differ from payment method to payment method. For full details, check with your chosen payment provider or check out one of our dedicated reviews.
Which payment method is the safest of all?
Visa or Mastercard are the safest payment methods. They are linked to your bank and come with levels of security and insurance should anything go wrong. That said, every payment method will have strict security measures in place, but Visa and Mastercard would have the most premium steps taken to ensure your money is safe.
Can I use the same payment method to make deposits and withdrawals?
The majority of payment methods support both deposits and withdrawals. There are a few exceptions, for example when using a Pay By Phone method, where withdrawals are not supported. In that case, you would need to find an alternative payment option for withdrawals.
Are there withdrawal limits when playing slots?
Some slot sites may limit the number of withdrawals you can make in a month for free. If you exceed this you may need to pay a fee for each additional withdrawal. Fees in general will never be overly expensive.
Why aren't all payment methods available in my location?
Access to payment methods can depend on where you live. This is usually a result of regulations (or lack of) based on your country of residence. Your chosen slot sites will display all the available payment methods in your location.
How long does it take to verify a new slot site account?
Verification is usually processed within 24 hours. If you're worried your verification is taking too long, hop on to the slot site's live chat to get an update. You can speed up the process by making sure the documentation you upload is within the correct timeframe, and make sure all the information is clear and easy to see.
Do I have to pay deposit or withdrawal fees at online slot sites?
Fees depend on the payment option you choose since slot sites rarely charge fees, especially when depositing. Some withdrawal methods, like bank wire, which have to be manually processed. This is one of the reasons why reading the T&Cs is so important.
Which methods are the best for depositing large amounts?
Bank wire is almost always the best way to move large sums of money. It takes a little longer than most methods, but it’s the safest and often comes with no limits involved. It's the preferred method for high rollers due to the higher limits, but it can be used by all types of slot site players.
How do I check which payment methods are available at my chosen slot sites?
Once you have created your account, simply log in and then head to your banking section. It will tell you each payment method that you can deposit and withdraw to, usually in the terms and conditions or at the bottom of the slot site's homepage.
