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Guide to the Best Casino Payment Methods
The range of payment methods in the New Jersey and Pennsylvania slot site sector is huge. US players are not only going to be able to enjoy this extensive range but also be safe in the knowledge that they come as part of a safe payment processing license from the MGA (Malta Gaming Authority).
With a vast choice, comes several decisions that the player needs to make. Itâs important to choose the payment method that is best going to suit you and thatâs not always as straightforward as it may seem.
Itâs worth noting that, whilst casinos may offer the same payment method, how they work might be different from casino to casino. A good example of this will be the min and the max deposits and withdrawals you can make for each process.
In this article, weâre not only going to be looking at which payment methods you can choose from, but also how they work and what to look out for in terms of Tâs and Câs. If you're a fan of playing real-money slots then keep scrolling for all the info you will need on the various banking systems.
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Tips for beginners
- Accepted banking methods in an online casino are usually displayed as a series of icons at the bottom of the homepage.
- If youâre completely new to the scene, try out different online casino banking methods. You can rely on our reviews to learn about the differences between payment options.
- Remember that every casino will have its own unique range of banking options. Check these first before committing to playing in the casino for some time.
- Youâll need to provide a photo ID such as a passport or driving license when you sign up or make your first deposit or withdrawal.
- You'll need to verify your current address by supplying bank statements, utility bills etc. no older than three months.
- The casino will check your details to ensure that everything is above board. Lo and behold, you can then start using the online casino payment method without restriction.
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How We Rate & Review Payment Options For Slot Deposits
If youâre familiar with any of our extensive range of reviews on SlotSource, then you will know that we take the utmost care and attention with each that we make. Our process and drive to make the best does not change when it comes to rating payment options for slots and, like other reviews, we have a dedicated team in place to work through these reviews.
Once weâve established which payment methods are accepted for slot site deposits, we then move on to the testing phase. For this we look at the minimum we can deposit and then the minimum we can withdraw. For each, we look at the time taken for these to be processed and then report our findings in our reviews.
Itâs worth noting that in this article we will be giving you a general idea of how each payment works. But, for our casino reviews, we will give a more detailed look at how that payment method works within that casino.
Only once the payments have been processed do we then combine our findings to create our reviews. From this, we can highlight to our readers what works and what doesnât, with pros and cons coming on the back of that.
Meet Our Payment Provider Expert
Jim Tomlin
Jim Tomlin
With more than 20 years of experience in online gaming and Sports journalism, Jim has keenly tested, played and reviewed a multitude of slot games, looking for characteristics that differentiate them in terms of themes, features and jackpots before they reach the market. When Jim finds a slot game he likes, he just keeps on spinning, going for the win. Not much we can do about that!
Read MoreSafety of Paying For Slots at Online Casinos
Here, we want to talk about all payment methods reviewed by us on SlotSource are safe to some extent. The safest being credit/debit cards and bank transfers, since theyâre connected directly to the bank. However, We are only recommending reputable casinos to our readers and each of them values their players and takes the necessary steps to ensure that the payment methods they have on offer are safe. When a new casino hits the market, we do all the due diligence to ensure it's safe for our readers to play at.
Payment Method Categories for Online Slot Sites
Most online slots sites will have several payment methods that you can choose from. These are generally broken up into e-wallets, pre-paid cards, credit/debit cards, cryptocurrency, bank wire and several other sectors.
We canât say which payment method is right for you as this is going to depend on what you have access to. Some might be limited based on things like location, deposit amounts and access to these methods, so you are going to need to decide for yourself which is best.
What we will do is give you all the information you need on how these works and then what to expect from them. Whilst the payment method categories below are an exhaustive list, itâs not to say that all slots sites will have each of these to choose from. In fact, that will not be the case.
Payment methods can be make or break for an online casino, so make sure that you become accustomed to the payment methods below and then work out which is best for you.
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e-wallets & Prepaid cards
Pay by Phone
Credit & Debit Cards
Bank Transfer
Cryptocurrency
Other Payment Methods
Paying for Slots with E-Wallets & PrePaid Cards
E-wallets and pre-paid cards are not only one of the most popular payment methods to choose from, but they are also some of the most accessible. Theyâve allowed players to create a digital space to store their funds, separate from any personal bank account they may have.
The biggest positive for these is that transactions are processed within a few hours. Deposits will be instant, but a withdrawal can be back into the account within a matter of hours, unlike most, which can take days.
One thing that you will need to note with these is any fees attached. These wonât necessarily come from the casino, but more commonly from the e-wallet or pre-paid card itself. Some do allow you to upgrade accounts to limit or even remove fees, which is worth looking into.
Paypal
PayPal is not just one of the most common and most popular payment methods in the world, but itâs also one of the best online casino payments. PayPal is extremely accessible and most online casinos and slots sites will allow you to access this.
Itâs worth noting that PayPal will charge you a fee to withdraw money back to your bank account and possibly also into your PayPal account. This is often a worthy trade-off, however, given that payments are processed incredibly quick.
Neteller
Neteller was one of the first e-wallets to infiltrate the online casino sector. Again, youâre able to set up a digital bank account, essentially, and you simply log in to move funds from your account into your casino account.
Like PayPal, payments using this method are extremely quick and you are likely getting money is withdrawn back to your Neteller account in a matter of hours, not days.
Paysafecard
Paysafecard is a prepaid card that is, again, very popular. It allows you to have no digital footprint for online banking with an online casino, which almost eliminates any threat of fraud.
It works by purchasing these cards at an outlet and then loading the card with cash at that outlet. You then scratch off your unique number and use this with your card to deposit. You can link this to an online account if you wish, doing so allowing you to withdraw back to the same card as well.
Pay by Phone for Slots at Online Casinos
Whilst pay by phone options are a little more limited than most of the other payment methods that weâve spoken about so far, there are several casinos that still offers this to US slots players.
The process of this is very simple. All you all need to do is select the pay by phone method in the casino, confirm the amount you want to deposit and then confirm your mobile.
Cash will then either be taken from your phone bill if you pay monthly or your phone balance if you are on pay as you go. Most phone companies will limit how much you can process in a single payment, so itâs worth finding this out before making a deposit. Some may allow you to increase this limit as well, which might be handy.
Paying by phone is a great way to deposit whilst on the go. It could be handy for times when you donât have access to bank cards or accounts, allowing you to take advantage of a pre-paid service in the form of your mobile bill.
A key point that you will need to note is that you can only deposit by phone and not withdraw. To get money out of your account you will need to set up an alternative payment method such as a bank card or an e-wallet.
Itâs also worth noting that these payment methods will need to be verified before you can withdraw. Our advice is to get this in place before you plan to withdraw to make the process move quickly when do need to get your funds.
Licensing Authorities and Testing Agencies
Credit and Debit Cards as a Payment for Slot Play
Credit and debit cards are the most common way for US slot players to get money in and out of their casino accounts. Itâs a payment method that most US residents have, so it makes sense that most would be looking to use these.
One of the main reasons why people use a credit or debit card is the security that comes with it. If something went wrong, then most banks would be on hand to either settle a dispute or protect an account from fraudulent activity. Credit cards in particular are covered by insurance, so getting refunds from this is incredibly easy.
They are also the method that comes with the lowest fees, for the most part, at least. The majority of casinos will not charge you anything for depositing or withdrawing using either of these methods, which is good.
The trade-off is that withdrawals can take their sweet time to get back to your bank. This can be anywhere from 1 to 5 working days in some cases, which is a lot longer than e-wallets, as an example.
Visa
A brand that needs little introduction, Visa is probably the most popular payment method of Orosj-based players. Most of us have a Visa of some kind and use it daily. Around 99% of US-facing online casinos will offer Visa as a dedicated payment method.
With these cards, youâre likely not going to have any fees to pay, with deposits being instantly processed and withdrawals usually taking around 3 working days, but this can range. Weâve noticed that a lot of sites are processing these much faster, with funds being paid back into accounts within 24 hours.
Visa Electron
Visa Electron is a member of the Visa family and works in a similar way to a normal Visa card. The main difference is that these cards will only allow you to bank with funds in your account. They do not have any overdraft process and if there isnât enough cash in the account to conduct the payment, then it will not process.
These payment methods are generally accepted in most online casinos but are a little more limited than a standard Visa card.
Mastercard
Another hugely popular payment method is that of Mastercard. A lot of accounts with Mastercard are credit cards, which are no longer accepted for deposit or withdrawal on any UK-facing online casinos.
However, Mastercardâs can come in a wide range of account types and do work just like a debit card would as well. Not only is it one of the most recognisable brands in the world, but it also still plays a big role in online slots sites in the US.
Maestro
Maestro is a part of Mastercard and takes up the majority of their debit card payment methods. It works in the same way that a Visa debit card would, allowing you to load funds into your account quickly and without fuss.
Itâs a card that is not as accessible as Visa though, so you may need to work a little harder to find a casino that accepts these.
Bank Transfer as a Safe Way To Pay for Slots
Using a bank transfer as a method to deposit to online slot sites has become increasingly popular. The safety and security that comes with using your bank account as a direct means of depositing are enticing to players, and although they are generally a longer wait for your funds to appear, you know you're money is in good hands as it's your bank who directly deposit the funds for you.
Bank Wire
Instant Wire Transfer
Cryptocurrency as an Option to Pay for Slots in the US
Cryptocurrency is one of the biggest trending buzzwords in the world right now. Itâs starting to gain real traction over the last few years and weâre starting to see this offered as a payment type with a lot of online casinos.
As it becomes more accessible and a little more mainstream, we wouldnât be surprised to see this become more accessible for US casino players in the not-too-distant future.
In terms of crypto choices, the main ones that of Bitcoin, Litecoin and Ethereum. One of the issues right now is that the currencies are having huge fluctuations meaning that in just a matter of days, they can be up or down massively.
Other Online Slot Payment Methods
eCheck
- Instadebit
eCheck allows players to create a check and process this online. Instead of getting a chequebook and sending them off, they are processed electronically.
Due to the manual approval needed for these, they are generally accompanied by a fee. They can also take up to 21 days to be processed, plus any processing time for it to be credited to your bank.
Cash Payments Offline
- PayNearMe
- UKash
There are several options to pay with cash and then fund your online account that way. You can use shops that accept products like PayNearMe and UKash to do this.
All you need to do is go to the store with the reference number for the casino account you want to pay into, use your account ID as your payment reference number, and then pay the cash to the cashier. They will then make the transaction to the casino account and your account will be loaded.
Wire Transfer
- Western Union
Western Union allows you to deposit in several ways, including in-person, online, and over the phone. With each, you will have a unique account ID that you can either load up using your card or you can make a one-off payment to the casino via your card and Western Union account.
With this, there is no need to have any personal information or documents online and instead, itâs all linked up electronically. You may be required to pay additional fees for this service and not all casinos will allow you to withdraw back to this account.
Safety of Paying for Slots at Online Casinos
One of the things that we pride ourselves on at Slot Source is being able to bring you the best online casinos in the world. A major part of becoming the âbestâ is being able to offer a safe and secure payment process for players.
We test these casinos to the max and then include this information in our reviews. Everything from deposit times, charges, withdrawal times, limits, and verification processes are all covered. Only when all these boxes have been ticked are we able to give them the thumbs up or the thumbs down.
As a general rule, youâre always going to be safest using credit or debit cards. The reason behind this is that theyâre connected directly to a bank, so always someone to fall back. PayPal can fall into this category now as well and they work incredibly hard to protect any payments both in and out.
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Depositing at Online Slot Sites/Casinos
Depositing is a process that, for most payment methods, will be an instant credit to your account. Once youâve chosen your method of choice, you then simply need to enter your details and away you go.
One key thing that you need to note with payment methods is that not all are going to be able to claim things like welcome offers and bonuses. E-wallets such as Neteller and Skrill are almost always prohibited from doing so as itâs easy to create multiple accounts and for them not to be tracked.
Withdrawing Funds from Online Slot Sites/Casino
Withdrawals are a little less straightforward and they can take quite a bit longer to process than a deposit. One of the first things that you will need for a withdrawal is a verified account. You may also need this to deposit depending on which casino you are using.
Verification is a process that requires you to confirm your ID and your address. You can do so by sending in documents like passports, bank statements, driver's licenses, and other official documents.
E-wallets are almost always the quickest way to get money out of the casino. Usually, these are processed within 24 hours and some are even instant. The likes of Neteller, Skrill, and PayPal are the most popular e-wallets.
Visa and Mastercard are about as safe a payment process as you can get, but they do take a little time to withdraw back. For these, youâre looking from 1 to 5 working days.
Large payments will need to use a bank wire to move money about. This can take longer still and up to 21 days, plus fees. However, itâs the only way that most casinos will process large payments due to limits on bank cards and accounts.
Finally, not all payment methods will allow you to withdraw back. Pay by phone is a common one that allows you to easily deposit, but to get money out, you will need to add another account.
Casino Deposit & Payment Methods FAQs
đ° What is the quickest way to cash out my slot winnings?
E-wallets are almost always the quickest way to withdraw winnings from an online casino. They are usually processed within 24 hours, although this may differ from payment method to payment method. For full details, check with your chosen payment provider or check out one of our dedicated reviews.
đ§ Which payment method is the safest of all?
Visa or Mastercard are the safest payment methods. They are linked to your bank and come with levels of security and insurance should anything go wrong. That said, every payment method will have strict security measures in place, but Visa and Mastercard would have the most premium steps taken to ensure your money is safe.
đ§ Can I use the same payment method to make deposits and withdrawals?
Yes, the majority of payments that you can deposit with you can withdraw back to. If that is an option, then it will be required. However, some casinos or payment providers may differ in this regard, and you should check the T&Cs before making a deposit to make sure
đ° Is there a set maximum amount withdrawal limits for slot play?
Some casinos may limit the number of withdrawals you can make in a calendar month for free. If you exceed this you may need to pay a fee for each additional withdrawal. Fees in general will never be overly expensive, but it's still good to keep an eye on your deposits and withdrawals to make sure you don't exceed any limits.
đ Why aren't all payment methods available in my location?
Depending on where you live may depend on which payment methods you can access. These are usually down to regulations (or lack of) based on your country of residence. Your chosen casino operator will display all the available payment methods in your location.
đ§ How long does the verification process take at online casinos?
Verification is usually processed within 24 hours. The sooner you verify your account, the quicker you can withdraw money from the casino. If you're worried your verification is taking too long, hop on to the slot site's live chat function to get an update. You can speed up the process by making sure the documentation you upload is within the correct timeframe, and make sure all the information is clear and easy to see.
đ° Do I have to pay a deposit and withdrawal fee for slot winnings at online casinos?
Most casinos wonât ask for a fee to deposit, but you may need to pay a fee with some withdrawal methods. Itâs rare, but it does happen, especially for things like bank wire which have to be manually processed. This is one of the reasons why reading the T&Cs is so important, so you don't get stung by any charges you didn't see coming.
đž Which methods are the best for depositing large amounts?
Bank wire is almost always the best way to move large sums of money. It takes a little longer than most methods, but itâs the safest and often comes with no limits involved. It's the preferred method for high rollers due to the higher limits, but it can be used by all types of slot site players.
đ° How do I check which payment methods are available at my chosen online casino?
Once you have created your account, simply log in and then head to your banking section. It will tell you each payment method that you can deposit and withdraw to, usually in the terms and conditions or at the bottom of the slot site's homepage.