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Guide to Finding the Best ACH Slot Sites in 2022

When you make an online deposit with ACH, you approve the ACH network to transfer funds to the casino. ACH deposits are bank-to-bank transfers between yourself and the casino, with the clearing house acting as a middleman. Because it must be processed and cleared by the ACH network, this kind of payment can take a little longer than bank or wire transfers. However, it’s usually only an extra day or two, and you get the added benefit of higher security. 

Other benefits of using ACH include convenience and availability. Gone are the days when cashing physical checks and suffering lengthy processing times was the norm. ACH allows you to deposit with an eCheck and have it cleared within a couple of days, saving both processing and travel time. The ACH network launched in 1972, so you can depend on its 50 years of experience. 

We could go on and on about the benefits of ACH, but we’ve spared you the rambling and popped both the positives and the pitfalls of ACH payments in the table below.

Pros and Cons of ACH Slots

  • Low cost (often free)
  • Transactions are reversible
  • It can be used for deposits and withdrawals
  • Offers more security than bank or wire transfers
  • No need to set up a third-party account like with e-wallets
  • Processing times are swift but not immediate
  • Limited to domestic US bank accounts only
  • Stricter transaction limits

How to Use ACH at US Slot Sites

ACH, or Automated Clearing House, is an electronic money transfer system that can facilitate a range of online payments. This payment solution is much like other bank and wire transfers but can only be used within the US. To use ACH to play the best slot games in the US, simply follow the following steps:

Step 1: Select an ACH Slot Site

Before you can make an ACH deposit and start playing, you’ll need to create an online casino account. This process is a breeze, but we’ve put together some top tips to help you get started. Check out our recommended list of ACH casino sites and choose the one that appeals most to you. 

Remember that any casino you register at will undertake KYC identity checks. These checks involve verifying your account by uploading proof of your ID and address. You’ll need to upload these documents to make a withdrawal (and some casinos even require verification before a deposit.)

Step 2: Make Your ACH Deposit

So, you’ve chosen a casino and registered your new player account. The next step is to fund your account with an ACH deposit. The process is swift and straightforward and involves the following steps.

  1. Log in to your casino account and head to the “Cashier” page.
  2. Select ACH from the drop-down payments list.
  3. Enter your desired deposit amount, making sure you meet the minimum limit.
  4. Input your welcome bonus promo code (if applicable.)
  5. Hit “Submit” and finalize the transaction.
  6. Once your payment has been processed and the money arrives in your account, you’ll be ready to play!

Step 3: Withdraw Your ACH Winnings

If you’re lucky enough to secure some winnings, you’ll be able to withdraw them using ACH. Similar to deposits, ACH withdrawals can take a little longer to process than other EFT options. However, there are rarely any withdrawal fees attached.

Cashing out with ACH is easy, but we’ve laid out a step-by-step guide to help get you started. 

  1. Head back to the “Cashier” page and select “Withdrawal”.
  2. Select ACH from the drop-down payments list.
  3. Enter your desired withdrawal amount.
  4. Confirm your details and finalize the transaction.
  5. It will typically take a few working days to receive your winnings.

ACH Security and Safety

ACH is one of the safest and most secure payment options you can use at an online casino. The National Automated Clearing House Association (Nacha) regulates the ACH network, and the US Federal Reserve processes all payments. Unlike wire transfers, you can reverse an ACH transaction, making it one of the most flexible and secure banking options. 

  • eCogra
  • Quinel
  • New Jersey Division of Gaming Enforcement
  • iTechLabs
  • GLI

ACH Slot Bonuses

If you’re hoping to scoop up some great slot bonuses, paying with ACH is a great way to do so. Claiming a welcome bonus is a fantastic way to kickstart your gaming adventure at a new online casino. From deposit-matched bonus cash to no-deposit free spins, welcome offers help you stretch out your session and hopefully score some decent wins. 

That said, these bonuses come with T&Cs attached. More often than not, you’ll find that there are restrictions on which banking methods you can use to pay for a promo. That’s where ACH payments come in. Whereas e-wallet apps like Neteller and Skrill are often ineligible for bonuses, ACH is almost never excluded. As a US-exclusive payment method, ACH is far more commonly available than some e-wallets and even some credit & debit cards.

Bonuses are part and parcel of the online casino experience. New to the world of online gambling and not yet familiar with the lingo? We’ve got your back! Below are some of the most common bonuses and promotions you’ll find at any online casino in the US.

  • Deposit Bonuses: The most common casino bonus, deposit bonuses, give you a reward when you top up your account. Most US online casinos offer deposit bonuses when you register as a new player. Often referred to as a welcome or registration bonus, these new-player deposit bonuses will typically match your first deposit by a certain percentage (e.g., 100%) in bonus cash. 
  • No Deposit Bonuses: Who doesn’t love a freebie? No deposit bonuses are the freebies of the online casino world and reward new players simply for making a new account - no deposit required. Lower in value than deposit bonuses but just as exciting, no deposit bonuses usually come in the form of free spins or a small amount of casino credit. It’s worth noting that this kind of bonus will probably have stricter conditions than a deposit bonus, whether that’s lower withdrawal caps or fewer eligible games.
  • Free Spins: Sticking with the freebie theme, free spins are slot stakes that don’t use up your real money bankroll. While bonus cash is excellent for game variety, free spins arguably give you the best value for money since you can bet the maximum amount without impacting your remaining bonus balance. Unsurprisingly, this type of bonus is a big hit with bettors. Depending on how generous the casino is, you can either wager your free spins on a small selection of games or have complete freedom over where you spend them. One thing to note about free spins bonuses is that they are different from the free spins you see in the base or bonus game of a slot.
  • Cashbacks and Reloads: There are plenty of promotions to look forward to after you’ve made your first deposit. As the name suggests, cashback bonuses give you a certain percentage of your losses back. On the other hand, reloads are similar to welcome offers and reward you for funding your deposit. However, they won’t give you quite as much of a reward as a new player offer.

ACH Transfer Information

CEO: James L. Plappert Contact: Locations: Kentucky - United States Employees: 50 Social: Twitter , Facebook Website:

Best ACH Slot Sites for Mobile

ACH is a top-tier choice for US players who like to gamble on the go. Mobile gambling has never been so accessible, and making deposits and withdrawals is just as easy. ACH deposits can take a few days to land in your account, but the actual deposit process is swift and straightforward. Unlike an e-wallet, you don’t need to log into a separate account to make a payment. Instead, you just enter your information directly on the site and let your bank do the work.

Similarly, eChecks are paperless transactions that don’t require travel to a physical store like PaySafeCard or PayNearMe. What’s more, ACH allows you to set up direct debit payments to the casino. This is a fantastic option for regular bettors who like to gamble on the move. By setting up a recurring monthly payment, you can save yourself the hassle of inputting your information every time you run low on funds. 

You can make deposits and request withdrawals from a mobile browser when you use ACH. All the casinos we recommend are built on HTML5 technology, making them responsive and optimized for use on any mobile device. 

On the other hand, many top US casinos offer compatible mobile apps which you can download from the App Store and Google Play store. These apps provide enhanced usability and connectivity, additional navigational features, and even some exclusive mobile-only bonuses. Funding your account and playing your favorite games has never been so easy, thanks to mobile casinos. 

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How We Rate and Review Payment Methods

If you’re unsure about which payment option is right for you, we’re here to help. Our industry experts know exactly what our readers look for in an online casino. We assess each site on various aspects, including the quality of its payment methods. 


There are several things we consider when making our assessments, including the reliability of the method, transaction speed, deposit and withdrawal limits, and the overall reputation of the payment provider.

We put in the work so that you don’t have to. You can find the very best ACH casinos right here on this page. We only highlight the cream of the crop, ensuring that the casinos we recommend offer an all-around gambling package and a top-quality banking experience. 

If you are considering using ACH to play online slots, here are some additional factors to consider:

Good for high-rollers:
Good for small deposits:
KYC Info Required:
Requires Physical Card:
Time to Set Up:
15 minutes

Alternative Deposit Methods to ACH

If you want to win real money, you’ll need to make a real money deposit to your casino account. While ACH is a fantastic deposit option, it won’t be everyone’s cup of tea. Luckily, US bettors have plenty of other secure and reliable payment options to choose from. 

  • Credit Card Slots: You’ll find at least one credit or debit card option at every US casino. Most often, it will be Visa and/or Mastercard, though many offer Discover and AmEx. One significant advantage of paying by credit/debit card is that they are rarely excluded from bonuses.
  • Bank Transfer Slots: Similar to ACH, bank transfers are a form of electronic payment and are a great way to quickly transfer funds from your personal account to your casino account. While bank transfers aren’t as secure as ACH, they offer quicker payment times.
  • PayNearMe Slots: Who says you can’t pay with cash online? PayNearMe lets you use cash to fund your online casino account. With PayNearMe, you don’t top up a prepaid card. Instead, you generate a barcode and take it to a CVS or 7-Eleven, where the store clerk will deposit your cash directly into your bank account.
  • Play+ Slots: From BetMGM to FanDuel, all the top US online casinos offer branded Play+ cards. You’ll need to register for a Play+ card, but you can enjoy swift and fee-free withdrawals once you do. In fact, Play+ usually offers instant withdrawals (after processing.)
  • PayPal online Slots: This e-wallet is one of the most popular online payment methods, for good reason. E-wallets work similarly to ACH because they are a buffer between the casino and your bank account. They are a way of storing credit and debit cards and offer much faster withdrawal times than paying directly with your card.
  • Other payment types: In addition to those listed above, a casino might allow you to pay by bank or wire transfer, Pay By Phone, or PaySafeCard.

ACH Online Slots FAQ

How quick are ACH payments?

Due to high-security levels, ACH payments take a little longer than other options. Instead of bank-to-bank transactions (like bank or wire transfers), ACH payments are processed by the ACH network before they reach the casino. This adds an extra day or two to the payment time. It shouldn't take more than a couple of days to clear an ACH payment.

Is ACH a safe banking option?

ACH is one of the longest-running payment services in the US and is now in its fifth decade of operation. All payments via ACH are processed by the US Federal Reserve, and Nacha regulates the network. Over $70 trillion in ACH payments are made annually, so it is certainly one of the most secure banking options available.

Does ACH allow online casino payments?

Of course. Online payments are the only way to use ACH. It is one of the few payment options offering deposits and withdrawals at US online casinos. It is a domestic service, meaning you won’t find ACH online payments at casinos outside of the US.

Are there fees involved with ACH payments?

ACH payments don’t typically incur any deposit or withdrawal fees. It will be very low if the casino operator charges a fee. One of the most significant advantages of using ACH over bank or wire transfer is that it costs a lot less to use.

Do I need to create an account to use ACH?

You’ll need to create a casino account to deposit with ACH. However, you don’t need to create a separate payment account for ACH as you do with payment methods like PayPal. As long as you have an existing bank account, you can enter the payment details directly into the casino, and the ACH network will do the rest.

Meet Our Slot Tester

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Jim Tomlin

With more than 20 years of experience in online gaming and Sports journalism, Jim has keenly tested, played and reviewed a multitude of slot games, looking for characteristics that differentiate them in terms of themes, features and jackpots before they reach the market. When Jim finds a slot game he likes, he just keeps on spinning, going for the win. Not much we can do about that!

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